Mental health that speaks your team's language & culture.
A proposal for N26 - built for the 35+ nationalities inside your team, in 30+ languages, matched by background, not by zip code.
N26 has a multicultural workforce problem that standard benefits can't solve.
N26 employs people from 35+ countries. Most EAPs were built for one.
The industry average. Your team doesn't use it because it wasn't built for them.
Losing one international hire costs up to 1.7× their annual salary.
The result: mental health spend that delivers almost no return.
What Bliss does.
Human Care
- → Licensed practitioners matched by cultural background & language
- → 30+ languages - sessions in the employee's mother tongue & culture
- → No waitlist. No generic referral line. The right person, matched.
- → Sessions bookable directly through the Bliss platform
Therapist AI Twin
- → AI trained on specific practitioner's methodology
- → Culturally-aware between-session support — 24/7
- → The AI assists. The licensed practitioner controls every decision
- → Launching H2 2026 - first of its kind in mental health
Why this matters specifically for N26.
Your team is inherently multicultural
N26 operates across 24 markets with a team from 35+ nationalities. Generic EAPs weren't designed for this. Bliss was.
You already believe in borderless products
N26 built banking for people who move between countries. Bliss builds mental health for the same person.
Talent retention is a competitive edge
In fintech, top multicultural talent has options. A benefit that fits their background sends a signal others can't match.
EU AI Act compliant from day one
Bliss has a 69-point compliance framework built in. For a regulated financial institution, that's a requirement.
Proof this works.
"Raiffeisen Bank and We Love Mondays are active enterprise clients. Raiffeisen — operating across Central and Eastern Europe with a highly multicultural workforce — chose Bliss as their culturally-intelligent mental health partner. We Love Mondays, Finland's leading workplace wellbeing platform, selected Bliss as their delivery partner."
The ROI case for N26.
Replacing a single international hire costs 1.5–2× their annual salary. Bliss pays for itself when it retains even one person.
- Employees on Bliss (pilot)
- 100 employees
- Avg. annual salary
- €70,000
- Turnover reduction (conservative)
- 5%
- Employees retained
- 5 people
- Cost of replacement (1.7× salary)
- €595,000 saved
- Estimated Bliss annual investment
- ~€18,000
What we're proposing.
A focused pilot — zero long-term commitment required.
- 01
30-minute intro
We walk through the platform, show matching in action, and hear what matters most to N26's People team.
- 02
Pilot design (2 weeks)
We propose a team or geography for a 90-day pilot - typically 50–200 employees. We handle setup and matching.
- 03
90-day pilot
Your team uses Bliss. We track utilisation, satisfaction, and early retention signals. Full report at close.
- 04
Decision
You decide whether to roll out - with data in hand, not a promise.
×N26 already believes the world should work better for people who move.
So do we.
Let's spend 30 minutes seeing if Bliss belongs inside your benefits stack.
Book the 30-min intro →